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Our eyes and ears are always open. From insurance conferences and events to the latest news and market changes, we have you covered! Follow MJ Kelly for industry updates and view our educational blog posts below.
Ocean Marine: 3 Ways Your Client May Be At Risk
There are inherent risks to water-based activity, and we aren't talking about sea monsters. When water is involved, exposure exists, and your clients need to be protected. Here are three areas of potential risk: 1- Exposure accumulation in shipping. Cargo policies...
4 Things Your Client Must Know about Contractor General Liability Insurance
For businesses that utilize subcontractors, Contractor General Liability (CGL) insurance is an absolute necessity. If a subcontractor hired by your client’s business causes damage, your client’s business can be on the hook for financial compensation to the...
Come Fire or Flood… Why You Need Dealers’ Open Lot Insurance
Dealers Open Lot insurance is essential for used auto dealers. Without it, businesses could end up on the hook for large losses if damage is caused to their fleet of vehicles. How does dealers' open lot insurance work? Dealers Open Lot (DOL) insurance provides auto...
When the Bull Sues the China Shop
If your client doesn’t have product liability insurance for their business, they shouldn't be in the business of creating products. Sounds like a bold claim, doesn't it? But let’s examine the facts as to why: In the event of an accident, it is up to the court to...
The Benefits of Owner Controlled Insurance Programs
Owner Controlled Insurance Programs or OCIPs (often referred to as “Wrap-Ups”) are insurance policies taken out by a property owner where construction is taking place. OCIP plans provide blanket coverage for the contractors and subcontractors working on the project to...
Owner-Operators and Transportation Insurance
Owner-operators in the transportation industry must carry the proper insurance coverage for the types of jobs they take on, particularly because the brokers and motor carriers they work with often pass the burden of maintaining proper insurance off to them directly....
MJ Kelly Named Five-Star General Agency and Wholesaler
MJ Kelly has been named a prestigious Five-Star General Agency and Wholesaler by Insurance Business America Magazine for 2020. Thank you to our agency partners for making MJ Kelly an “All-Star” by giving us an excellent 5-Star rating in each of the eight following...
Three Factors Driving Up Insurance Claim Costs
The legal system is a fluid entity. Standards, norms, and precedents are constantly in flux to keep pace with changes in social standards. Since legal and regulatory structures overshadow the operations of the business world, it is only natural that changes in the law...
How to Avoid an Errors & Omissions Claim Amid COVID-19
Insurance agents across the country are being inundated with coverage questions as a result of the COVID-19 virus. As the governing authorities tighten restrictions on large gatherings, questions are rolling in about special events coverage. As restaurant businesses...
Technology & Construction: Trends for 2020
The construction industry is growing steadily, and construction contractors predict continued growth in all 13 of the major construction project categories, according to The Associated General Contractors of America. Fueling this ongoing sector expansion is...
Why It’s Essential for Your Clients to Have Cyber Liability Insurance
The need for Cyber Liability coverage isn’t limited to Fortune 500 and Global 2000 enterprises. Losses from data breaches and other cyber events impact businesses of all sizes across all industries, so it’s important to educate your clients on the ways Cyber Liability...
What Is Garage Liability Insurance?
Does your client’s business handle customers’ vehicles – e.g., repair shops, auto dealerships, service stations, etc.? Garage Liability insurance is a combination of General Liability and Auto Liability. It protects against potential liabilities for businesses...
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