Communications

The most important defense against liquor liability for your restaurant clients this holiday season is prevention through education. In addition to proper liquor liability insurance, it is imperative they create a liquor liability training program for staff members...

It is increasingly important to protect your client against cyber attacks, but the complexity and novelty of cyber threats make it difficult for both businesses and agents to make smart decisions regarding cyber coverage. Finding the right policy for your client...

Business owners who operate dealerships, garages and auto repair shops are responsible for keeping their client’s automobiles safe while in their care, custody and control. To avoid paying out of pocket for any damage you cause to a customer’s vehicle while undergoing...

It's getting harder to find the coverage your clients need. Following years of rising losses and increasing litigation expenses, insurers continue to raise rates and reduce capacity. As one of the broadest forms of coverage, the excess marketplace - and particularly...

We are in the midst of an active hurricane season set to break records. Since record-keeping for storms began in 1851, this is the first year 13 named tropical storms have formed before September. This number includes four hurricanes, only a third of the 12 hurricanes...

Pollution liabilities can impact almost all business types – and if not properly protected, the financial consequence of a loss could cost millions of dollars. Clean up expenses, litigation and fees add up quickly; and that doesn’t even factor in the risk to...

The passenger transportation industry covers a wide variety of services, each with its own unique insurance needs. It’s critical to ensure your public auto client has an insurance policy that covers passenger transport at the required limits of coverage. Make sure...

For businesses that utilize subcontractors, Contractor General Liability (CGL) insurance is an absolute necessity.  If a subcontractor hired by your client’s business causes damage, your client’s business can be on the hook for financial compensation to the...

Dealers Open Lot insurance is essential for used auto dealers. Without it, businesses could end up on the hook for large losses if damage is caused to their fleet of vehicles. How does dealers' open lot insurance work? Dealers Open Lot (DOL) insurance provides auto...