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Our eyes and ears are always open. From insurance conferences and events to the latest news and market changes, we have you covered! Follow MJ Kelly for industry updates and view our educational blog posts below.
The Benefits of Owner Controlled Insurance Programs
Owner Controlled Insurance Programs or OCIPs (often referred to as “Wrap-Ups”) are insurance policies taken out by a property owner where construction is taking place. OCIP plans provide blanket coverage for the contractors and subcontractors working on the project to...
Owner-Operators and Transportation Insurance
Owner-operators in the transportation industry must carry the proper insurance coverage for the types of jobs they take on, particularly because the brokers and motor carriers they work with often pass the burden of maintaining proper insurance off to them directly....
MJ Kelly Named Five-Star General Agency and Wholesaler
MJ Kelly has been named a prestigious Five-Star General Agency and Wholesaler by Insurance Business America Magazine for 2020. Thank you to our agency partners for making MJ Kelly an “All-Star” by giving us an excellent 5-Star rating in each of the eight following...
Three Factors Driving Up Insurance Claim Costs
The legal system is a fluid entity. Standards, norms, and precedents are constantly in flux to keep pace with changes in social standards. Since legal and regulatory structures overshadow the operations of the business world, it is only natural that changes in the law...
How to Avoid an Errors & Omissions Claim Amid COVID-19
Insurance agents across the country are being inundated with coverage questions as a result of the COVID-19 virus. As the governing authorities tighten restrictions on large gatherings, questions are rolling in about special events coverage. As restaurant businesses...
Technology & Construction: Trends for 2020
The construction industry is growing steadily, and construction contractors predict continued growth in all 13 of the major construction project categories, according to The Associated General Contractors of America. Fueling this ongoing sector expansion is...
Why It’s Essential for Your Clients to Have Cyber Liability Insurance
The need for Cyber Liability coverage isn’t limited to Fortune 500 and Global 2000 enterprises. Losses from data breaches and other cyber events impact businesses of all sizes across all industries, so it’s important to educate your clients on the ways Cyber Liability...
What Is Garage Liability Insurance?
Does your client’s business handle customers’ vehicles – e.g., repair shops, auto dealerships, service stations, etc.? Garage Liability insurance is a combination of General Liability and Auto Liability. It protects against potential liabilities for businesses...
Coinsurance: Protecting Your Clients (and Yourself)
The coinsurance section of a policy gives an insurance company the right to penalize a policyholder by reducing the amount of a claim payment in the event the amount of insurance purchased is inadequate. In most policies, the standard amount of...
J Stevenson Hired as MJ Kelly Branch Manager
LITTLE ROCK, AR (December 2, 2019) – MJ Kelly, a national commercial insurance brokerage headquartered in Springfield, Missouri, has hired Julia Stevenson as Branch Manager of its Little Rock office. Stevenson joins MJ Kelly with extensive experience in the...
Are Punitive Damages Punitive?
Punitive Damages (also called exemplary damages) are awarded to: Right a wrong that’s been committed against a victimPunish the offender for a particularly heinous act and / orDeter others from engaging in similar conduct in the future The issue of whether to insure...
Commercial Insurance Rates are Increasing
Most commercial insureds in the U.S. are seeing noticeable premium increases on their policies. Hold on tight – you likely won’t see much let-up in insurers’ drive for increased rates well into next year and possibly beyond. We are experiencing the biggest...
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